Commercial Title Insurance
With over a century of combined experience, Riverway Title Company’s commercial team has the knowledge and expertise to handle your most complex commercial transactions ranging in scope from multi-family, office, retail, condominium, industrial properties and land acquisitions to construction loans and permanent loan refinances. Each member of our staff is dedicated to giving every transaction expert attention and exceptional service in order to ensure a successful, accurate and efficient closing.
Residential Title Insurance
Riverway Title Company’s experienced and reliable residential team is dedicated to providing the attention to detail and excellent customer service needed to ensure your transaction closes as quickly and efficiently as possible. As your trusted advisor, we work closely with you in order to customize our service to suit the specific needs of each transaction. It is our goal to provide consistent communication to all parties throughout the closing process and to create an exceptional experience from contract to close.
Escrow and Settlement Services
Riverway Title Company provides escrow and settlement services for a wide variety of real estate transactions, acting as an impartial third party executing the instructions of all parties involved, and ensuring that your transactions get to closing day as quickly and efficiently as possible. You may rely on our experienced escrow and settlement agents to monitor and coordinate all of your transaction details and to carry out the instructions of all parties with accuracy and efficiency. Escrow and settlement services are available for commercial, residential and lender transactions.
Limited Title Search
A limited title search is a simple report that can be used in a refinance transaction, a determination of ownership, for obtaining equity loans or simple title reports. This kind of title report usually includes searches for property liens, liens against the owner and the other parties on title, and searches for bankruptcy proceedings against the owner of the property.
Before investing in residential or commercial property, ask our team of professionals to remove your uncertainty by conducting a lien records search. A lien search will determine if state or federal tax collection agencies have placed a lien on the property. A lien indicates that the owner may owe back taxes on the property, and until these taxes are paid, the owner may not be able to sell the property. While you can offer to pay back taxes as part of the sale price, it is best to carefully consider your options as the amount owed may not justify your financial investment in the property.
Whether you are searching for tax liens, judgment liens, mechanic liens, the most recent type of vesting deed, or any other type of public record and/or lien, we have the experience and resources to provide you with comprehensive search results that will save you time and money.
1031 Tax Free Exchange
Section 1031 of the U.S. Internal Revenue Code allows owners of investment properties to use a qualified intermediary to sell a property and then reinvest the proceeds of the sale in a “like kind” property in order to defer capital gains taxes on the exchange. Capital gains taxes on the sale of the relinquished property are deferred until the replacement property is sold at a future date.
A 1031 exchange, otherwise known as a tax-deferred exchange, can be a powerful investment tool for you as a property owner as it allows you to keep 100% of your equity invested instead of paying a large portion of your funds to taxes. Our team of experienced advisors can help guide you through the exchange process, safeguard your exchange funds, and provide expertise to help insure compliance with the complexities of the tax law.
Paperless Closer is an online application that provides authorized realtors, lenders, buyers and sellers the ability to track the status of a closing and view the most up-to-date order information such as title commitments, escrow documents or wiring instructions. Paperless Closer saves time and resources and allows our clients to process title orders faster and more efficiently. Benefits of Paperless Closer include:
- Online order entry
- 24 hour access to updated transaction information
- Complete electronic storage of closing documents
- Immediate upload, download and printing of documents
- Automatic email notifications to designated parties on changes in file status
- Permanent record of communication among all parties to the transaction